---
title: "Orthodontic Insurance & Financing Evanston | Delta Dental PPO"
description: "Maximize your dental insurance orthodontic benefits. Delta Dental in-network, all major PPOs accepted, 0% interest monthly financing in Evanston."
canonical_url: "https://smilesuiteortho.com/new-patients/insurance-financing"
practice: "Smile Suite Orthodontics"
doctor: "Dr. Kimberly Mays Smith, DDS, MS"
phone: "(847) 665-1504"
address: "2422 Main St., Evanston, IL 60202"
consultation_cost: "100% Free / Complimentary ($0)"
category: "New Patients"
---
# Orthodontic Insurance & Financing in Evanston, IL

## Dental Insurance Facts
- **In-Network**: Delta Dental PPO
- **Accepted PPO Insurances**: Cigna, MetLife, Guardian, Humana, Aetna, Blue Cross Blue Shield, United Healthcare, and all plans with orthodontic benefits.
- **Direct Claims Submission**: We verify your lifetime orthodontic benefit and handle all claim submissions directly to minimize your out-of-pocket costs.

## Payment & Financing Options
- **0% Interest In-House Financing**: Spread payments over 18 to 28 months with no credit checks.
- **HSA & FSA Eligible**: Orthodontic treatment qualifies for pre-tax reimbursement under HSA/FSA regulations.
- **CareCredit**: Flexible medical credit with extended terms.